Atlanta Hard Money Lender - Hard money loans to purchase and renovate non-owner occupied single family homes in the Atlanta Georgia area.

PeachStone Capital
specializes in providing
short term "hard money"
rehab loans to real
estate investors located
in Atlanta, Georgia.

Give us a call at
770.379.1099 to
discuss your next
rehab project.

Hard Money Loans

We provide hard money rehab loans to purchase and renovate non-owner occupied single family homes in the Atlanta Georgia area.

We can finance up to 95% of your deal including purchase, rehab/improvement costs, and closing costs

up to 65% of the after repaired value (ARV)

We are direct hard money lenders, so you know that you are dealing with the principal decision makers and not a mortgage broker or loan committee. We can approve your hard money rehab loan in 2 business days and typically close our loans in 5 to 7 business days from receipt of your completed loan application.

Geographic Area

Atlanta, Georgia and surrounding counties

Loan Type

Investor hard money rehab loan (non-owner occupied)

Property Type

Residential single family homes

Loan Size

$30,000 - $250,000¹

Loan Term

6 months²

Prepayment Penalty

None

Lien Position

First lien only

Loan Pricing Matrix³
Credit (low score)	< 600	600 to 649	650-699	700+
Loan to Value⁴	60% ARV	65% ARV	65% ARV	65% ARV
Interest Rate	18%	15%	15%	15%
Loan Origination Fee^5,6	6 points	5 points	5 points	5 points
Down Payment^{7,8, 9}	20%	15%	10%	5%
1. Higher loans are available on a case by case basis 2. The loan term can be extended up to 12 months on a case by case basis (additional fees apply) 3. Rates and terms subject to change without notice 4. Loan to Value (LTV) based on the After Repaired Value (ARV) 5. Loan origination fee: 5 point = 5% of the loan amount 6. Minimum loan origination fee = $3,000 or 5 points, whichever is greater 7. Based on total purchase, repair/improvement costs, and closing costs up to max LTV, minimum downpayment = $7,000 8. Out of state investor min downpayment = 15% (min $8,000) 9. Corps/LLCs minimum downpayment = 20% (min $10,000 Please note that we do not fund loans on owner-occupied properties.